skip to main content

Impact of Fintech on Student Lifestyle In Pekalongan City, Indonesia

Dina Amalia Mahmudah  -  Department of Accounting, Faculty of Economic, Pekalongan University, Indonesia
*Muhammad Milzam orcid  -  Department of Accounting, Faculty of Economic, Pekalongan University, Indonesia
Open Access Copyright 2021 Journal of Vocational Studies on Applied Research under http://creativecommons.org/licenses/by-sa/4.0.

Citation Format:
Abstract
This research aimed to know the effect of fintech to students' lifestyle in Pekalongan City. The subjects of this study were 100 university students who were 18-22 years old. The data were collected using interview and questionnaire. The data analysis of this research using descriptive statistical analysis. The result of this research showed that the decision to take a lending online or not is influenced by several reasons. There were 47% of students use PTP Lending to fulfill their desires not their needs. Electronics are the items most bought from the loan money.
Fulltext View|Download
Keywords: fintech, financial technology, lifestyle
Article Info
Section: Articles
Language : EN
Statistics:
Share:
  1. Anggraini, Ranti & Heru Santhoso, Fauzan. (2019). Relationship between Hedonic Lifestyle and Consumptive Behavior in Adolescents. Gadjah Mada Journal of Psychology (GamaJoP). 3. 131. 10.22146 / gamajop.44104
  2. Fitriyani, N., Widodo, PB, & Fauziah, N. (2013). The relationship between conformity and consumptive behavior among students at Genuk Indah Semarang. Undip Psychology Journal, 12 (1), 55-68
  3. Dorfleitner. G., & Hornuf. L., Schmitt., Matthias., Weber., Martina. (2017). Definition of FinTech and Description of the FinTech Industry. 10.1007 / 978-3-319-54666-7_2
  4. Financial Fervices Authority. (2019). Fintech Operators Registered at OJK as of October 30, 2019. Retrieved from https://www.ojk.go.id/id/berita-dan-kaktif/publikasi/Pages Organizer-Fintech-Registered-at-OJK-per-30-October -2019aspx
  5. Arner. D., Barberis. J. (2015). Regulating FinTech Innovation: A Balancing Act, asian institute of international financial law. Retrieved from http://www.law.hku.hk/aiifl/regulating-fintech-innovationa-balancing-act-1-april-1230-130-pm/
  6. PwC (2019). Fintech Trends Report - Indonesia 2019. Retrieved from https://www.pwc.com/publications/2019/ fintech-trends-report-indonesia-2019.html
  7. Sihombing, N., Suryanto, N., Mahameru, M., Setiawan, M., & Marsella, SS, M. Li, E. (2019). The Impact of Using Online Loans on the Consumptive Lifestyle of Yogyakarta Students. SINTAK vol. 3. Retrieved from https://www.unisbank.ac.id/ojs/index.php/sintak/article/view/7638
  8. Riyanto, A., Primiana, I., Azis, Y. (2018). Disruptive Technology: The Phenomenon on fintech towards conventional banking in Indonesia. IOP conference Series. Materials science and engineering

Last update:

No citation recorded.

Last update:

No citation recorded.