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PERKEMBANGAN REGULASI DAN PENGAWASAN FINANCIAL TECHNOLOGYDI INDONESIA

*Rinitami Njatrijani  -  Universitas Diponegoro, Indonesia
Open Access Copyright 2019 Diponegoro Private Law Review

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Abstract
ABSTRACT.
 
The growth of Fintech companies in Indonesia is very rapid, currently, there are 99 Fintech Companies in Indonesia. The Financial Sevices Authority (OJK) continues to encourage the development of information technology–based financial service provider company (Fintech). This paper discusses the regulation and supervision of fintech users in information technology-based lending and borrowing services. Legal protection for Fintech Indonesia Companies and Fintech Users and law inforecement. Regulating of technological innovation in finance must seek to balance compering objectives, especiallyfor innovation, financial stability, and customer protection. This is a particular challenge for regulators ten years after the global financial crisis prompted a massive focus on financial stability and enhanced consumer protection.
 
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  1. DAFTAR PUSTAKA
  2. Buku :
  3. OJK, 2017, Kajian Perlindungan Konsumen Jasa Keuangan: Perlindungan Konsumen Pada Fintech, Jakarta, Departemen Perlindungan Konsumen
  4. International Organization of Securities Commissions. IOSCO Research Report On Financial Technologies (Fintech). 2017
  5. Undang – Undang dan Peraturan Lainnya : Undang-Undang Nomor 11 Tahun 2008 Tentang Informasi Dan Transaksi Elektronik Undang-Undang Nomor 21 Tahun 2011 tentang Otoritas Jasa Keuangan Peraturan Menteri Komunikasi Dan Informatika Republik Indonesia Nomor 4 Tahun 2016 Tentang Sistem Manajemen Pengamanan Informasi Peraturan Menteri Komunikasi Dan Informatika Republik Indonesia Nomor 5 Tahun 2016 Tentang Uji Coba Teknologi Komunikasi, Informatika Dan Penyiaran Peraturan Menteri Komunikasi Dan Informatika Republik Indonesia Nomor 20
  6. Tahun 2016 Tentang Perlindungan Data Pribadi Dalam Sistem Elektronik Peraturan Presiden RI Nomor 82 Tahun 2016 tentang Strategi Nasional Keuangan Inklusif (SNKI). PBI No. 11/12/PBI/2009 tentang Uang Elektronik (Electronic Money) POJK No. 77/ POJK.01/2016 tentang Layanan Pinjam Meminjam Uang Berbasis Teknologi Informasi POJK No.13/POJK.02/2018 tentang Inovasi Keuangan Digital Di Sektor Jasa Keuangan Departemen Perlindungan Konsumen, 2017, ibid, halaman 20-23
  7. Website : https://ekonomi bisnis.com, diakses pada 2-4-2019. Www.maxmanroe.com

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